. Many independent renters insurance evaluating sources have published their assessments of renters insurance companies. We considered 15 of these third-party sources to be reputable and well-researched. Rather than relying on a single source, U.S. News believes consumers benefit most when these opin...
Renters insurance covers personal property that is stored either inside or on the property. Think of furniture, sports equipment, clothing, small appliances - anything that isn’t built into a unit. Renters insurance almost always covers theft, bodily injury, and loss due to disasters such as fi...
In your rental agreement, your landlord or property management company might have specified that you are required to get renters insurance, a type of coverage primarily designed to financially protect you — not your landlord — in the event of loss or damage to your personal belongings. Renters...
Renters in these states who aren’t already insured with State Farm will need to look for another provider. State availability State Farm offers renters insurance to new policyholders in Washington, D.C., and every state except California, Massachusetts and Rhode Island. Availability may change at...
Check with your insurance company to find out what is and isn’t covered and whether you will need to get additional coverage. For example, suppose you live in an area prone to earthquakes, such as California. In that case, you may want to invest in additional earthquake insurance because...
Renters insurance is available in all 50 states and Washington, D.C. However, states that have a high density of renters, such as California, New York and New Jersey, may have more active renters insurance markets with more companies and endorsements to choose from. Note that renters insurance...
Using credit to set homeowners, renters, condo and mobile home insurance prices is not allowed in California, Maryland and Massachusetts. » MORE: How poor credit could raise your renters insurance rates Your dog Because renters insurance typically includes liability coverage for dog bites, owning ...
Nationwide doesn’t provide coverage in seven states, while Progressive doesn’t offer coverage in California and Massachusetts. All roommates (except married couples) would need to get their own renters insurance policy as neither company covers roommates. Nationwide and Progressive both have AM Best...
Coverage is provided by Markel American Insurance Company and/or Markel Insurance Company and underwritten by Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Policyholder services are provided by Next Generation Insurance...
Flood insurance is available from theNational Flood Insurance Programand a few private insurers. Earthquake insurance may be purchased separately or added as an endorsement to an existing renters policy. For example, in California—obviously a high-risk state for earthquakes—the legislature created the...