. Many independent renters insurance evaluating sources have published their assessments of renters insurance companies. We considered 15 of these third-party sources to be reputable and well-researched. Rather than relying on a single source, U.S. News believes consumers benefit most when these opin...
Check with your insurance company to find out what is and isn’t covered and whether you will need to get additional coverage. For example, suppose you live in an area prone to earthquakes, such as California. In that case, you may want to invest in additional earthquake insurance because...
Flood insurance is available from theNational Flood Insurance Programand a few private insurers. Earthquake insurance may be purchased separately or added as an endorsement to an existing renters policy. For example, in California—obviously a high-risk state for earthquakes—the legislature created the...
Renters insurance covers personal property that is stored either inside or on the property. Think of furniture, sports equipment, clothing, small appliances - anything that isn’t built into a unit. Renters insurance almost always covers theft, bodily injury, and loss due to disasters such as fi...
Renters in these states who aren’t already insured with State Farm will need to look for another provider. State availability State Farm offers renters insurance to new policyholders in Washington, D.C., and every state except California, Massachusetts and Rhode Island. Availability may change at...
We evaluated dozens of renters insurance companies to find the 13 best. Of those, these are the four companies that received a perfect 5-star score based on coverage options, discounts, online experience, financial strength and consumer complaints. American Family: Best for discounts. Amica: Best...
Renters insurance costs an average of $170 per year or $14 per month, according to the Insurance Information Institute. In addition to providing coverage for your personal belongings, renters insurance also offers coverage for incidents that affect your guests. Imagine a guest slips at your ...
No, bedbugs are not covered by renters insurance, nor are other pests. Lemonade generally does not cover moving costs. If you are forced to leave your home due to a covered event, you may be reimbursed for necessary moving costs as part of your loss of use coverage. If you are moving...
On average, Toggle charges around$151 per yearfor a renters insurance policy, which is lower than the national average of $169, based on data from Quadrant Information Services. The insurer charges slightly higher rates in some states, such as Georgia, likely because of anincreased risk of ...
However, states that have a high density of renters, such as California, New York and New Jersey, may have more active renters insurance markets with more companies and endorsements to choose from. Note that renters insurance isn’t just for those who rent apartments. Renters in condos and ...