Renters insurance is designed to provide coverage for your belongings and liability exposure, but it might not cover property damage caused by pets. Because renters coverage may help pay for a guest or neighbor’s medical expenses, having a pet in the home could increase the cost of a renters...
medical bills, liability, replacement costs for stolen items, and hotel stays if you cannot stay in your rental home because of a covered event. Add-on coverage is available for medical insurance for pets and identity theft protection. You also can include coverage for a home office...
is designed to protect the property owner or landlord. This insurance policy covers the physical structure of the rental property, such as the building, roof, walls, and fixtures. It also provides liability coverage for the landlord if a tenant or visitor is injured on the property and holds ...
additional living expenses if you need to find a temporary place to live and the option for extra coverage for things like identity recovery and your more expensive personal items. Unfortunately, Erie only offers renters insurance in roughly a fifth of the U.S., but it could be an excellent...
Many landlords require their tenants purchase renters insurance in order to minimize their own risk and liability, but it does benefit the tenant even more. Basically, it’s a form of protection for both parties.
We then compared the available renters insurance companies across several criteria, including sample monthly cost, coverages, discounts, additional coverages available, the company’s financial strength, and state availability. U.S. News’ insurance team applied an unbiased methodology that includes opini...
Personal liability:Liberty Mutual covers legal expenses associated with a third-party lawsuit against the policyholders, family members or pets for injuries occurring on the rental property. Personal liability coverage also extends to address repairs to someone else’s property if the damage occurs beca...
Damage your kids or pets caused to others Why Tenants Should Get Renters Insurance Renters insurance has three main benefits for a tenant: personal property coverage liability coverage additional living expenses Personal property coverage includes the cost to repair or replace your belongings, such as ...
Plan for the unexpected. Get a renters insurance quote today from USAA and protect your personal property from theft, fires, earthquakes and more.
Here is some of what renters insurance may cover, depending on your policy: Personal property coverage: One of the main components of renters insurance is the coverage it provides for personal belongings. This includes protection against damage or loss caused by covered perils such as fire, theft...