Sometimes swapping out one cosigner for another may be desirable… especially for borrowers who cannot get the cosigner removed on their own. If Grandma needs the loan removed from her credit report, but Mom is in a position to have the debt in her name, a swap may be the right move. L...
Once you submit your letter, expect to hear back from the credit bureaus within the next few weeks. But it can take up to 60 days for changes to be made to your report. DEALING WITH POTENTIAL IDENTY THEFT © CreditDonkey If someone else authorized a credit inquiry under your name, yo...