Sample Credit Inquiry Removal Letter (Free Template) If you found a hard inquiry on your credit report that you didn’t authorize, sending a written dispute is the best way to request its removal. Here's a sample letter you can copy and modify. Make sure to include key information like y...
The date of writing the letter Dates of disputed information and the company that provided that information The credit bureau that recorded the disputed hard inquiry Your official request for an inquiry removal along with reasons why you believe authorities should remove the inquiry Any relevant suppor...
Step 2: Draft up a letter to each of the credit bureaus that specifies which inquiry is unauthorized, along with a request that it be removed. Also, be sure to include your name and address so the credit bureaus will know where to send their response. Letters should be sent to the foll...
One way is to go directly to the creditor by sending them a certified letter in the mail. In your letter, be sure to point out which inquiry (or inquiries) were not authorized, and then request that those inquiries be removed. You could also contact the 3 big credit bureaus where the ...