If you find inaccurate or unauthorized hard inquiries, you can write a dispute letter to each credit bureau individually. Ask them to remove the hard inquiry from your credit history. Your Experian credit report lists the creditors’ addresses. Otherwise, you’ll need to call or look up the p...
The date of writing the letter Dates of disputed information and the company that provided that information The credit bureau that recorded the disputed hard inquiry Your official request for an inquiry removal along with reasons why you believe authorities should remove the inquiry Any relevant suppor...
One way is to go directly to the creditor by sending them a certified letter in the mail. In your letter, be sure to point out which inquiry (or inquiries) were not authorized, and then request that those inquiries be removed. You could also contact the 3 big credit bureaus where the ...