Financial institutions that are found to be in violation of Regulation W can be hit with substantial civil penalties. The amount of the fine is determined by several factors, including whether the violation was caused with intent, undertaken with reckless disregard for the institution's financial sa...
Following the previous general chapter on rationales for banking regulation, the purpose of this chapter is to provide an overview of China's contemporary banking regulatory system, with particular focus on regulation of foreign banks trading in China, and to investigate whether those rationales apply...
If you are a Colorado Resident and have a Complaint about THE MONEY TRANSMITTER – THE COMPANY THAT SENT YOUR MONEY: All complaints must be submitted in writing. Please fill out the Complaint Form provided on the Colorado Division of Banking’s website and return it and any documentation suppo...
研究方向包括∶公司社会责任,ESG金融,行为金融,金融创新,公司重组。在 Journal of Financial Economics,Journal of Banking and Finance, Quarterly Journal of Finance, Journal of Corporate Finance 等高水平国际期刊上发表论文几十篇,...
Digital banking is present almost everywhere in the world, with incumbents, fintechs, and new digital banks offering accessible and efficient banking experiences (see sidebar “What is a digital bank?”). Given the relative immaturity of the digital-banking business model, regulators ...
We hope thereby to be able to point the way to several areas for fruitful research in the future. While our focus is on Germany, some of the questions that we raise and some of our insights might also be applicable to banking systems elsewhere. 展开 关键词:...
Act that passed the same year—in 1991. The act was meant to promote healthy competition between institutions and create economic stability. It also directs banks to be moretransparentabout some of their policies, giving consumers more power to decide where they want to do their banking business...
In summary, this study presents a novel approach using descriptive analysis, offering four main contributions that make this research novel: (1) the applications of AI in the banking and finance industries, (2) the benefits and challenges of AI adoption in these industries, (3) the current AI...
(University of Oxford, 2019), 9th International Conference of the Financial Engineering and Banking Society—FEBS (University of Economics, Prague, 2019), 68th Annual Meeting of the French Economic Association—AFSE (University of Orléans, 2019), the Université Catholique de Louvain (2018) and ...
Get in contact with Matthew Goldberg via Email Read more from Matthew Matthew Goldberg is a consumer banking reporter at Bankrate where he uses his more than 14 years of financial services experience to help inform readers about their important personal finance decisions. NoSystem images/Getty ...