Demand was 31% lower than a year ago and the lowest level in over a year. Most borrowers have already refinanced to lower rates or are unable to qualify for a refinance at today's rate. The refinance share of mortgage activity decreased to 59.2% of total applications from 60.3% the ...
Changing economic conditions, central bank policy decisions, investor sentiment and other factors influence the movement of mortgage refinance rates. Credible average mortgage refinance rates are calculated based on information provided by partner lenders who pay compensation to Credible. The rates assume a...
Rates last updated on February 16, 2021. These rates are based on the assumptions shown here. Actual rates may vary. How mortgage refinance rates have changed Today, mortgage refinance rates have risen compared to this time last week. 30-year fixed refinance: 2.750%, the same as last ...
Rates last updated on March 24, 2021. These rates are based on the assumptions shownhere. Actual rates may vary. If you’re thinking ofrefinancing your home mortgage, consider using Credible. Whether you're interested in saving money on your monthly mortgage payments, or considering a cash-out...
Current mortgage rates The average mortgage interest rate for all repayment terms is just 2.610%, the lowest it’s been since Dec. 17. Current 30-year mortgage rates The current interest rate for a 30-year fixed-rate mortgage is 3.190%. This is the same as last week. Thirty years is th...
Current mortgage and refinance rates Find your lowest rate. Start here ProgramMortgage RateAPR*Change Conventional 30-year fixed6.917%6.967%Unchanged Conventional 20-year fixed6.634%6.693%-0.03 Conventional 15-year fixed6.201%6.279%-0.04 Conventional 10-year fixed6.028%6.105%-0.05 ...
Rates last updated on June 17, 2021. These rates are based on the assumptions shownhere. Actual rates may vary. Homeowners looking to refinance to a shorter term while still getting a lower monthly payment and total interest costs may find 15-year mortgage rates particularly appealing. For the...
Rates last updated on Sept. 7, 2021. These rates are based on the assumptions shownhere. Actual rates may vary. Rates for a 30-year mortgage refinance returned to near-record lows at the beginning of this week after climbing to 2.875% at the end of last week. With a rate of just 2.7...
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The most popular reason to refinance is to lower your current mortgage rate, but you can benefit in other ways. You can shorten or lengthen the term of your loan or do a cash-out refinance to use some of your home equity. Mortgage rates are about 0.32% higher than they were a year ...