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Joan and Jack discovered that the lender required the following items to make the loan: credit check, proof of income and an itemization of the estimated costs forhome improvements(such as building materials, labor costs and a contingency sum for unforeseen charges). Summary Every situation is d...
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Perhaps you took out a home loan when yourcredit scorewas a lot lower than it is now, leading to a higher-than-average interest rate. Since then, you’ve reduced your debt balances, perhaps even regularly sending in your payments before the due date. If your credit score has improved eno...