However, refinancing isn't always a good idea. If you have federal student loans, refinancing comes with downsides you should consider. You'll also need to research student loan companies and their terms to find the best deal. Read more ...
Citizens has one of the longest repayment plans in the market. Savvy borrowers know that paying the minimum over the life of the loan is a recipe to spend a lot on interest, but by stretching out repayment so far, the minimum is much more manageable...
The ELFI option sticks out due to the low interest rate offerings in a variety of loan categories. Ultimately, advertised rates are a tiny part of the refinance equation. What matters is the actual rate offered. Because ELFI combines the stability of a longstanding bank with very low interest...