A good time to refinance a car; Rates for auto loans have gone down and could bring big savingsCandice Choi
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Knowing when is a good time to refinance a car can help you get a lower monthly payment. This guide tells you the best time to take out a new car loan.
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move. If interest rates are high or you’re close to paying off your loan, then it may make more sense to stick with your current auto loan. Knowing the ins and outs of when to refinance and when to wait will keep you in the driver’s seat to make the best car refinancing decision...
In short, conventional loan refinance rates are based on risk to the lender. Unlike federally insured loans, which insulate borrowers from the effects of this risk, you’ll get the best conventional refinance rate by being a low-risk borrower. ...
* The vehicle identification number of your car; * Pay stubs from your current employer or proof of employment; and * Your Social Security number. Apply for the new loan. Apply to several refinance auto loan lenders, so you can compare interest rates and find the best offer. Make a compar...
You took a cut in pay and you need a new car loan with a lower monthly payment. You want to pay your car loan off faster, so you plan to shorten your repayment timeline. The original loan for your car doesn’t have the best rates and terms, and you want to upgrade. ...