Define redlining. redlining synonyms, redlining pronunciation, redlining translation, English dictionary definition of redlining. v. red·lined , red·lin·ing , red·lines v. intr. 1. To refuse to provide mortgages, insurance, or other goods or services
redline+-ing1, as if banks, insurance companies, etc., had outlined such areas in red on a map Discover More Example Sentences German Ashkenazi Jews settled there in the 1910s, and its borders became defined through redlining practices that withheld home loans from minority communities, includin...
Examples of redlining can be found in a variety of financial services, including not only mortgages but also student loans, credit cards, and insurance. Although theCommunity Reinvestment Actwas passed in 1977 to help prevent redlining, critics say discrimination continues to occur.3 For example, ...
that consists of the systematic denial of services such as mortgages, insurance loans, and other financial services to residents of certain areas, based on their race or ethnicity." While the practice began in the 1930s, the term redlining was coined in the 1960s by sociologist John McKnight...
Redlining is the illegal practice of giving differential treatment in lending, housing, insurance and other services based on the customer’s race. Decades ago, lenders were said to draw a red line around an area or community marked for differential treatment, hence the term redlining. ...
Definition Redlining refers to the unethical and discriminatory practice banks and lenders use to deny access to credit and home loans to certain individuals based on the racial and ethnic demographics of the applicant or the community in which the applicant lives. Key Takeaways Redlining is the...
Implications of the Anti-Redlining in Insurance Disclosure Act; Definition and description of redlining in insurance industry; Sponsorship of the bill; Oppositions and criticisms on the bill.Hoffman, Mark ABusiness Insurance
Since about 1936, the Federal Housing Administration adopted standard banking industry policies that forbade underwriting loans that would allow people of different national origin or race to live in the same neighborhoods. The agency also adopted policies that forbade insurance for mortgages in urban ar...
2.Badain,InsuranceRedliningandtheFutureoftheUrbanCore,16COLUM.J.L.&Soc. PROBS.1,4(1980).Abroaderdefinitionofredlining"encompassesallinstitutionalpracticeswhich havetheeffectoflimitingtheavailabilityoraffordabilityoftheseservicesincertainneighborhoods
cardiovascular outcomes by traditional and non-traditional risk factors. Residents of redlined neighborhoods, particularly minorities, are known to have lower access to public transportation, health care insurance and healthy food choices, which increases their risk for missed prevention and adverse health...