Silverman, R.: Redlining in a majority black city?: Mortgage lending and the racial com- position of Detroit neighborhoods. The Western Journal of Black Studies 29(1), 531-541 (2005)Silverman, R.: Redlining in a majority black city?: Mortgage lending and the racial composition of Detroit...
However, these benefits were inaccessible to Black families through “redlining,” which color-coded neighborhoods based on investment risk. Majority-Black communities were deemed “too risky” for mortgage insurance, thus reducing tax revenues, investments in local schools, and other government...
How Redlining Impacted Black Homebuyers Black homebuyers were disproportionately affected by redlining for several reasons. First, because the system’s racist framework favored White homebuyers, it was incredibly difficult for a Black homebuyer to get approval for funding in neighborhoods with high ap...
New study shows that long-term disinvestment in health and wealth resources in historically redlined neighborhoods likely contributes to a disproportionate rate of kidney failure among Black adults today.
Immergluck, D. 2002. Redlining redux: Black neighborhoods, black-owned firms, and the regulatory cold shoulder.Urban Affairs Review, 22–41. Google Scholar Jackson, K.T. 1985.Crabgrass frontier: The suburbanization of the United States. New York: Oxford University Press. ...
The U.S. Department of Justice and a northeastern Oklahoma bank have announced a proposed agreement to settle claims that the bank discriminated in lending to Black and Hispanic people in the Tulsa area.
residents who claim to be victims of racial discrimination. They claim that Madison-based American Family, one of Wisconsin’s leading homeowner’s insurance writers, engaged in a broad array of unfair practices aimed against black neighborhoods in Milwaukee and the nearby cities of Racine and ...
today. Black families have lost out on at least $212,000 in personal wealth over the last 40 years because their home was redlined, said real estate app Redfin. Where does the word come from? The term redlining is a nod to how lenders identified and referenced neighborhoods with a ...
A previous study demonstrated that Black adults living in historically redlined areas had a lower cardiovascular health score than Black adults living in A-graded neighborhoods. The current study supports this finding and extends the demonstrated health inequality nationally, showing that redlining not ...
The report also found an overall trend of significantly less lending to businesses in Black-majority neighborhoods, compared to White-majority ones. Legality of Redlining Courts have determined that redlining is illegal when lending institutions use race as a basis for excluding neighborhoods from acce...