Without a good credit score and history, the experts say, it's more difficult qualify for a mortgage(按揭)or a car loan-and more expensive if you're approved for a loan, too, because you won't get the best interest rates. In many states, bad credit can even raise your insurance ...
That car has been passed down for GENERATIONS by the way; it's a 1972 Ford F100 my grandpa owned, then passed down to my dad, then passed down to me. I dont drive it too often, as I do have my own car, but I use it for work. Recently, we've gotten into an argument over m...
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The idea is that any loan payment is accounted into your expenses, so don't give yourself the option to skip that once the loan is paid off. Instead, keep putting that money into a savings account. Your lifestyle remains constant, while your wealth grows for emergencies and retirement. ...