Closing your credit card account early may increase credit utilization on your credit report. This can lower your credit score, and will possibly be a bad sign to banks and credit card companies. Also, closing your credit card account early may make your credit history seem shorter. This can...
your FICO credit score may take a minor hit because you have a new credit-card account (new accounts make up 10% of your score) but eventually your score may end up a bit higher, because your credit utilization has improved a bit, i.e. you now have a credit-card utilization of $4...
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