After a bankruptcy discharge, make sure your credit report is accurate. After all, your goal is to boost your credit score quickly, and inaccurate information will only prolong the time it takes to score high enough for conventional credit. “Make sure that lenders are no longer ...
Contact each creditor and workout a new repayment plan. Mention your desire to remove the debt in order to avoid a bankruptcy. Ask credit card companies to lower your interest rate, talk to your mortgage company about a modification to reduce your monthly payment and speak with your auto loan...
I had read articles from other forums and even a few books that kinda gave me guidance of how to even rebuild after a Ch 13 bankruptcy so I felt if it didnt work there was no harm either way. First, I went and got a Self credit building loan for 1 yr and I did the option with...