You can also reduce your Home Loan rejection chances by applying for the loan jointly with another close family member, preferably one who is employed, and has no existing debts. A joint application with someone who also has a stable income at a reputed company, along with a good credit sco...
savings may not suffice every time and you might need a Personal Loan to tide over the situation. In such a scenario, the last thing you would want is rejection of your loan application. Make sure that none of the following 6 reasons becomes a cause for rejection of your loan application...
You’ll need to show evidence that you have the funds to support yourself and your family for the length of your stay. These funds need to be genuine and you should avoid bulk money deposits, as this could look like a temporary loan to help you secure your visa. ...
This meant that there were several inquiries on her credit report, which led to rejection. Lesson learnt: Limit yourself to minimal applications while applying for your first credit card. Other reasons why your credit card application could get rejected include: Loan b...
One of the first and foremost reason for rejection is if the credit card applicant has low credit score. Any bank, when it gets a loan or credit card application will pull out the individuals credit score which is available with the number of credit bureaus operating in the country. ...
This is one of the common reason why PF claim is rejected. This is because of the EPFO officer while processing the claim while entering the reason for rejection chooses this. The EPFO office can select 2 reasons from the dropdown-others and Certificate A/B/C/D/E/F. If Epfo officer se...
Buying a house (see sites such asCredible.comfor a home loan) Renting an apartment Setting up utility services Getting an auto loan Signing up for insurance Applying for abusiness loan So, why does the score matter? Your credit report shows banks, lending institutions and other authorities your...
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It is much easier to pay back debt with interest when an economy is growing than when it is shrinking, because when an economy is shrinking, people are losing their jobs. Even if only, say, 10% lose their jobs, this loss of jobs creates many loan defaults. Banks are likely to find ...
My husband and daughter’s jobs allow them to work from home when needed, and we closed out the year refinancing our home in a way that allowed us to save thousands over the life of the loan by dropping the interest rate, even after getting out enough cash to pay off all our credit ...