It may be the expectation of the regulator that interest rate models, based on which the actual setting of interest rates by business is done, are not vague or subjective, and leave room for opportunistic pricing. For example, the risk premium on loan is imposed on the price: this should ...
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2. India has succeeded in bringing the rate of extreme poverty below 3% of its population, according to data from the World Poverty Clock. The percentage of the population living in extreme poverty has decreased from 3.3% in 2022 to 2.4% in 2024. Compared to 4.69 crore in 2022, around 3....
Aravind. KJ. RaniIJCRT(www.ijcrt.org)
The Reserve Bank’s supervisory findings also revealed non-compliance with directions on ‘Interest Rate on Deposits’, ‘Know Your Customer (KYC)’ and ‘Credit Flow to Collateral free agricultural loans’. The RBI has stated that the regulatory action does not compromise the validity of any tra...
RBI will come out with a framework that will allow borrowers to switch from floating interest rates to fixed interest rates. This move will provide relief to home, auto, and other loan borrowers. RBI has maintained that it would focus on withdrawal of accommodative policy stance. ...
Scammers use Google and Facebook’s ad platforms to run fake ads for loan apps and lure customers into disastrous experiences. As per a MediaNamaanalysis, these digital lending apps use photos of famous media personalities, trusted bank logos, and misleading interest rates in the advertisements ...
s reach will also ensure better monetary transmission, important for the effectiveness of the rbi’s own interest rate policy actions. to know more about the rbi exams taking place this year, visit the linked article you can get related articles and information about the upsc exams, by ...
3. What is the interest rate for the loans offered? 4. Can I get a loan if I have a low CIBIL score? 5. What is the typical time frame for loan approval? 6. Can I use a loan for any purpose? 7. Is there a prepayment penalty for loans?
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