The RBI's most recent financial stability report (FSR) states that although household default risk is increasing due to increased exposure to higher mortgage payments and floating rate interest, it is still restricted in India. Financial assets only slightly decreased to 10.9% of GDP in FY23 from...
The Reserve Bank of India (RBI) is thecentral bankof India, which began operations on Apr. 1, 1935, under the Reserve Bank of India Act. The Reserve Bank of India usesmonetary policyto create financial stability in India, and it is charged with regulating the country’s currency and credi...
According to RBI’s Financial Stability Report, the write-offs to gross non-performing assets (GNPAs) ratio of private sector banks stood at 47.9% in FY23. The write-offs to gross non-performing assets (GNPAs) ratio of public sector banks was 22.2%. The write-offs to GNPAs ratio of p...
SPOTLIGHT RBI releases Financial Stability Report, December 2014introduction of futures trading) has decreased. The vulnerability of cardamom farmers to price fluctuations has thereby been reduced.P. K. Singhal
The central bank has beenscepticalandvocally againstprivate cryptocurrencies like Bitcoin and Ethereum because of the lack of ability of the central bank to track or control such currencies and the risks they pose to financial stability. RBI instead wants to promote the digital rupee, which it is...
these forces of turnaround, FMCG companies are starting to see green shoots of revival, portending a seismic shift in their markets as price stability sets in and expectations of a better monsoon as well as higher budgetary allocations for the rural economy push up volume growth, the ...
Brief – :Explore the recent report by the Reserve Bank of India, unveiling a noteworthy decline in India’s forex reserves. Delve into the strategic interventions by the RBI, the historical peak, and the implications for the country’s economic stability. ...
“We will deploy an appropriate mix of instruments to modulate both frictional and durable liquidity so as to ensure that money market interest rates evolve in an orderly manner which preserves financial stability.” The RBI stands committed to maintain stability and orderliness ...
” and functions as an autonomous digital bank within Kotak Mahindra. As per thebank’s annual report for 2022-23(the same period as the RBI investigation), 72% of the bank’s new savings accounts are sourced through Kotak 811. Further, in its most recentearnings callin January 2024, the...
since the onset of the COVID-19 pandemic has focused on mitigation of the immediate impact on debt repayments by the borrowers, enabling credible resolution of stress of the borrower entities and, facilitating credit flow to the economy, while keeping a watch on the financial stability ...