The RBI's most recent financial stability report (FSR) states that although household default risk is increasing due to increased exposure to higher mortgage payments and floating rate interest, it is still restricted in India. Financial assets only slightly decreased to 10.9% of GDP in FY23 from...
CICs are a specialized subset of Non-Banking Financial Companies (NBFCs) established with the primary purpose of holding and managing investments in group companies. CICs do not engage in traditional financial intermediation but play a vital role in maintaining financial stability within the ‘group c...
According to RBI’s Financial Stability Report, the write-offs to gross non-performing assets (GNPAs) ratio of private sector banks stood at 47.9% in FY23. The write-offs to gross non-performing assets (GNPAs) ratio of public sector banks was 22.2%. The write-offs to GNPAs ratio of p...
Under the SARFAESI Act, only qualified buyers can invest in security receipts (SRs). The term “Qualified Buyer” has been defined under section 2(1)(u) of the SARFAESI Act, 2002, to mean a financial institution, insurance company, bank, state financial corporation, state industrial development...
The Reserve Bank of India (RBI) conducts the RBI Assistant Exam every year to recruit Assistants for its branches across India. RBI Assistants handle tasks like record-keeping, document verification, financial stability, currency circulation, daily transactions, government treasury work, and email respo...
This paper presents a concise overview of the current scenario of Central Bank Digital Currencies (CBDCs) and delves into their historical context. It traces the evolution of money, transitioning from commodity money (e.g., Gold) to paper currency, and e
Emphasis onstrengthening financial stability and ensuring liquidity sufficiency. Conclusion TheMPC meeting from February 5-7, 2025, is expected to result in arepo rate cut of 25 bps, marking the first reduction in nearly five years. The decision is driven byfalling ...
21-11-2024 GST audit report in Maharashtra will be issued offline; know what steps to take to avoid future litigation 20-11-2024 RBI cautions on deepfake videos of governor giving financial advice Sebi proposes tighter IPO rules for SMEs, seeks views on minimum amount ...
According to the Financial Stability Report 2015-16 from RBI, digital transactions are… Simran Agarwal December 30, 2016 No comments 2 minute readInternet News Startups CCAvenue rolls out UPI based payments for merchants and consumers After Razorpay started accepting UPI payments, now CCAvenue ...
SPOTLIGHT RBI releases Financial Stability Report, December 2014introduction of futures trading) has decreased. The vulnerability of cardamom farmers to price fluctuations has thereby been reduced.P. K. Singhal