For more details, please refer to your Client Account Agreement or speak to your Investment Advisor. GIC Rates The latestGIC ratesin PDF format.
TheRateAdvantage GICis an “escalator” or “step-rate” GIC — it offers you competitive interest rates that are guaranteed to increase each year. RateAdvantage GICs may be either cashable, giving you flexibility to access your funds on each anniversary date should the need arise, or non-red...
Terms less than one year are payable: At maturity Terms greater than or equal to one year are payable: Monthly1 Semi-annually Annually At maturity (interest compounded annually) Access to Funds: Non-redeemable GIC – No Redeemable GIC – Yes, at a reduced rate CDIC Eligible: Yes ...
RBC One Year Cashable GIC RBC will honour your current HSBC Bank Canada rate and term lengths until maturity. Any minimum investment balance typically required at RBC will be waived for you at the time of migration and at the time of renewal. However, if you wish to modify any of your ...
One-Year Cashable GIC Cashable at any time with interest paid if held for 30 days or longer. Competitive interest rates without long-term commitment – one-year term Easy access to your money when you need it Guaranteed rate of return View Details about One-Year Cashable GIC Best if: ...
Reduce Interest Rate Impact GIC laddering is ideal for investors who want to potentially maximize their GIC returns without locking in all of their money for the longer term while reducing the influence of interest rate changes on the investment. Which GIC term should you choose? Eliminate the ...
Build your savings faster with preferred GIC rates and fee savings18 Speak with an RBC Advisor Borrow Against Your Home Equity at Prime minus 0.25%19 Improve your cash flow and save money with a preferred rate on theRBC Homeline Plan, which combines your mortgage ...
year. Prime Rate means the annual rate of interest Royal Bank of Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar commercial loans in Canada. Our Prime Rate in effect on the first business day of the month will be the Prime Rate we ...