3.25%1on an5 yearterm Non-Redeemable GIC Posted rate 2.75 % Buy Now The following non-registered GIC rates are current for4 January 2025.View GIC Rates for registered investments. Guaranteed-Return GICs With Guaranteed-Return GICs, your interest rate is guaranteed, so you don't need to worry...
1 year3.40%RBC Non-Redeemable GIC – Special Offer 1 year3.00%RBC Non-Redeemable GIC 1 year2.50%RBC Cashable GIC – Special Offer 1 year2.00%RBC One-Year Cashable GIC 1.5 years2.95%RBC Non-Redeemable GIC 2 years3.50%, up to 12.00%RBC Canadian Banking MarketSmart GIC ...
Terms less than one year are payable: At maturity Terms greater than or equal to one year are payable: Monthly1 Semi-annually Annually At maturity (interest compounded annually) Access to Funds: Non-redeemable GIC – No Redeemable GIC – Yes, at a reduced rate CDIC Eligible: Yes ...
Important details Your HSBC Bank Canada Non-Redeemable GIC (CAD), Non-Redeemable Compound GIC (CAD) or HSBC Non-Redeemable Term Deposit (CAD) product will move to RBC Non-Redeemable GIC at the time of migration to RBC. • The product will continue to be considered non-redeemable prior to...
Your GIC will be migrated to a Non-Redeemable GIC at Royal Bank of Canada. If your GIC has not issued any payments prior to migration, after migration to Royal Bank of Canada, it will be converted to an RBC Income Builder GIC, that will distribute payments monthly to you for up to one...
2.50%*on a 1 year term Cashable GIC Posted rate%Buy Now 3.40%*on a 1 year term Non-Redeemable GIC Posted rate%Buy Now Limited time offer 3.30%*on a 2 year term Non-Redeemable GIC Posted rate%Buy Now 3.25%*on an 5 year term ...
RateAdvantage®GIC Guaranteed interest rate increases at each anniversary date. Rates are guaranteed to increase on each anniversary date over the term of the investment1 Choice of cashable or non-redeemable version Funds accessible on each anniversary date – in cash or to re-invest if interest...
Advantage GICis an “escalator” or “step-rate” GIC — it offers you competitive interest rates that are guaranteed to increase each year. RateAdvantage GICs may be either cashable, giving you flexibility to access your funds on each anniversary date should the need arise, or non-redeemable...
The best way to know how much you can contribute for the current year (also known as your RRSP deduction limit) is to check your most recentNotice of Assessment from the CRA. As a guideline, however, you can contribute (for the current year) the lower of: ...
The timing of your withdrawals depends on what you invested in—for example, non-redeemable GICs must be held until maturity There is a maximum amount you can contribute each year (plus any contribution room you have from previous years) High Interest Savings Account Withdraw your money at any...