The author reflects on the desire of Reserve Bank of Australia (RBA) to boost interest rates. He remarks that mortgage rates, compared to business lending rates, are the focus of RBA's attention since Australians aspire to own their homes. However, he argues that business also needs ...
Developments in Australian Bank's Funding Costs and Lending Rates It also analyze the importance of the Australian central bank to change the cash rate. After analysis, the result shows that due to the change in the... Y Fan - 《Bcp Business & Management》 被引量: 0发表: 2023年 ...
But the prevailing lending rates in the broader market to households and businesses are not only based on the cash rate. Banks want to make money, so they add on premiums for both risk and profit for shareholders. This is why the banks don’t always pass on their savings to customers. I...
For example, how do interest rates affect business borrowing, personal investment, and lending? Interest rates are rising. Explain how this would impact a negatively interest-rate spread financial institution. Explain the framework in Australia for set...