Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform...
light-vehicle sales forecast calls for an increase of 2% in 2024. However, several new issuers came to market in 2023--primarily credit unions and other banks. Credit unions benefit from safe harbor treatment (due to past legislation changes), which creates advantag...
I have been a loyal customer with Clearview Federal Credit Union. I have been given loans, outstanding customer service, and have been treated as a valued customer since then. The only thing that concerns me over time, there are now credit unions who are suspending share branch options with ...
This chapter: (i) explains why private-sector Credit Rating Agencies (CRAs) and their ratings opinions are unconstitutional (with emphasis on CRAs that rate corporate, municipal and government financial-instruments); (ii) explains why government bailouts/bail-ins are motivated by Constitutional Politica...