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These criteria provide S&P Global Ratings' methodology and assumptions for analyzing the risk-based capital (RBC) adequacy of insurers and reinsurers. We apply the output from these criteria in our insurance framework (see our insurers rating methodology
In exchange for network and utilization controls, beneficiaries typically receive supplemental benefits and an annual cap on out-of-pocket expenses. Medicare Advantage insurers receive a quality bonus that is tied to a star rating of 4 or greater on a 5-star scale. If MA insurers use networks ...
and other life insurance products; Medicare supplement and supplemental health insurance products, such as accident, cancer, critical illness, heart, and intensive care plans; and single-premium and flexible-premium deferred annuities. The company sells its products through its direct to consumer divisio...
Association Between Simulated Star Ratings for Enrollees with High vs Low Socioeconomic Status (SES) and for White vs Racial/Ethnic Minority Enrollees in the Same Medicare Advantage Contract View LargeDownload Each point represents a contract and plots the calculated star rating for each group. Dots...