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which is huge. Other people were talking but I have no idea what they were saying. We were still running really close together and every now and then someone bumped someone and apologized. I stepped on someone’s foot and apologized. But these little bumps didn’t hinder us. It was almos...
Started using the You Need A Budget (YNAB) software and system. Basically Dave’s zero-based budget but living on last month’s income rather than this month’s. Living way below our means. Having goals and enjoying the ride. Big beefy emergency fund for several bumps in the road includin...
But, as always, there were a few bumps on that road. Turns out the federal government changed the rules on borrowing while I was away and even though I am now debt-free (I still had an outstanding loan and a balance on my credit card when I first asked about a mortgage), today I ...
At first I thought I would have to give it away as it was showing all sorts of bumps and VPL’s, but I’ve found myself reaching for it quite a lot. Unfortunately the fabric has already started to pill, only a week after making it (and wearing it about 4 times since making it)...