Explained _ Racial Wealth Gap (英文字幕)解释:种族财富差距 Cory Booker and others discuss how slavery, housing discrimination and centuries of inequality have compounded to create a racial wealt...
与白人家庭相比,其他种族的收入和净资产水平较低。他们也不太可能持有任何类型的资产。实际上,有19%的黑人家庭的净资产为零或负数,而只有9%的白人家庭没有财富。 图表使用了美联储三年一度的消费者金融调查数据,以强调种族财富差距,以及按种族群体拥有不同种类资产的家庭比例。
Cultural factors, having a female-headed family, spending patterns, and inheritance account for little of the racial wealth gap. Racial differences in income, stock ownership, and business ownership account for much of the explained racial wealth gap. Moreover, compared with whites, African ...
Overall, we estimate that the African American shortfall in large gifts and inheritances accounts for 12 % of the white-black racial wealth gap. 展开 关键词: Wealth Race and ethnicity Private transfers DOI: 10.1007/s13524-014-0296-7 被引量: 27 ...
We examine how the racial wealth gap interacts with financial aid in American higher education to generate a disparate impact on college access and outcomes. Retirement savings and home equity are excluded from the formula used to estimate the amount a family can afford to pay. All else equal,...
To many Millennials, the small influxes of cash from parents are a lifeline, a financial relief they’re hard pressed to find elsewhere. To researchers, however, it’s both a symptom and an exacerbating factor of wealth inequality. In a 2004CommonWealthmagazine interview, Shapiro explained that...
Source: FRED, Federal Reserve Bank of St. Louis; “Wealth inequality and the racial wealth gap,” US Federal Reserve, Oct 22, 2021; Table HH-3, US Census Bureau; “The economic potential of generative AI: The next productivity frontier,” McKinsey, Jan 14, 2023. ...
doi:10.1001/jamanetworkopen.2022.40519 Key Points Question What share of the longevity gap that exists between Black and White individuals in the US is explained by differences in wealth, and to what extent might reparations payments to Black individuals close this gap? Findings In this cohort ...
A big reason for that is that blacks and Hispanics have far less wealth to start with than their white counterparts -- a concept known as the racial wealth gap. Wealth, or net worth, is the value of assets including your home, retirement savings and income minus the debt owed against ...
The term "racial wealth gap" technically refers to the difference in assets owned by various racial or ethnic groups but this gap results from a range of factors that affect theiroverall economic well-being. The term reflects disparities in access to opportunities, means of support, resources, a...