In one national case, a Black homeowner's home appraisal doubled after she declined to disclose her race and removed family photos in the home. The Biden administration is also having federal agencies make it easier for home buyers to appeal racial bias in appraisals and is...
In this section, we use the minority status designated by applicants on their mortgage applications to examine the difference between Black and Latino applicants and White applicants. In purchase transactions, appraisals are completed on sellers' properties, but the information on race and ethnicity is...
Housing discrimination goes beyond interpersonal discrimination between renters and voucher holders. Even when applications are considered by a computer, not a human, discrimination can occur. This discrimination is due tobias baked in to the algorithm itself, a bias that is particularly difficult to st...
In contrast to traditional findings of racial socialization in the U.S., messages valorizing racial heritage are rare and efforts to prepare family members for bias rely on universal terms. Families do employ counter-discourses and creative strategies of resistance; and so, racial socialization is ...