One of the absolute greatest factors in the price of your auto insurance remains, unfortunately, completely outside of your control, this is your age. The majority of companies consider people under 25 to be a higher risk and due to this you will end up paying more. Remember, especially wh...
Liability is required by law in most all states, but minimum amounts may leave you under-insured. Higher limits don’t cost much more but give you a lot more protection, so decide if you want $50,000 or $100,000 of bodily injury liability coverage. Remember this is what covers damages...
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Bundlingvarious insurance products under one provider is a great way to save on premiums. Insurance companies thank you for your loyalty with discounts. Gender and marital status Provinces such as Ontario, Quebec and Alberta consider gender and marital status when determining your Alberta auto insuranc...
What happens if the car is stolen? Can my insurance provider cancel my auto insurance policy without prior notification? When do I need to get my new car insured? I am single mother and I require my baby-sitter to drive my children to school and other places. Is she covered under my ...
Erie can handle auto, home, and business insurance claims online on their site, but Erie instructs you to contact them directly for a life insurance policy claim. According to their website, here are the steps to making a life insurance claim with Erie. To start a claim under a life ins...
Most insurance providers will charge higher insurance premiums to younger drivers because they have less driving experience. Naturally, this means that there is a higher risk of them ending up in accidents compared to drivers who’ve been driving for years. In most cases, anyone under 25 can us...
Driving other cars is a standard inclusion under our private car policies and allows the policy holder to drive cars that are not owned by them or hired to them, providing they have permission of the vehicle owner to use the vehicle. However, there are restrictions to this benefit such as ...
Multi-vehicle/Bundling discounts – You may be able to qualify for a discount if you have multiple vehicles under one plan, or you’ve bundled multiple policies (i.e. home and car) with the same company Car insurance payment discounts – If you elect to pay your bill annually or even qu...
Biggest car insurance rate factors Age: Drivers under the age of 25 typically pay higher rates, mainly because that age group gets into the largest number of accidents. Location: City drivers pay more than rural drivers due to the increased likelihood of having a claim (traffic jams, thefts...