13. What is tittle insurance? 14. What are comparables or “comps”? 15. What is homeowners Insurance? 16. What is a real estate broker and how this differ from a real estate agent? 17. What is mortgage life insurance? 18. What is a mortgage insurance? 19. What are prepayment penalties?
Costs like heating and insurance are often higher for homeowners. You may also have to pay for things you currently get for free, such as waste removal and lawn care. And when the hot water heater breaks or a storm damages your roof in the middle of the night, you won't be able to ...
While it might seem like a lot of personal information, the questions asked during the homeowners insurance underwriting process are designed to help insurers assess the risk of insuring your property accurately. By understanding the reasons behind these questions, you can better prepare for the quoti...
Homeowners insurance is a policy that you can shop to find the best terms. 5. Which closing costs are negotiable on my home purchase? You usually negotiate closing cost concessions on a home purchase as a lump-sum seller credit. Any seller credit that you negotiate can not exceed the sum ...
Say the inspector falls through the attic or slips while inspecting your roof. If the company doesn't have the appropriate insurance, it may sue you or the current homeowners or try to put a lien on the property. So make sure the company is insured before the inspector sets foot on the...
Here are some of the most common questions our Realtors are asked about homeowners associations in San Francisco. Am I able to rent out my unit? The answer to this question will vary by HOA. Ask whether or not there are any rental restrictions, for either short-term rentals (under 30 ...
Will homeowners insurance be required at closing? Proof of homeowners insurance will be required before you can close your loan. Typically, you will need to present an insurance binder and pay for one year's worth of insurance coverage. What is the difference between mortgage insurance and homeow...
Deductibles are very common in most insurance plans, including health insurance, car insurance, and even homeowners insurance. The reason people have deductibles is that they share the financial responsibility between the insured individual and the insurer. You as the expat help bear the initial cost...
If so, you will not only require a deeper pool, but also a wider one so that people can’t accidentally dive into a wall. In fact, due tothe hazards diving boards pose, the minimum size for a pool with a diving board may be dictated by local law or your homeowners insurance policy...
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