1. I need to qualify for a loan before I can buy a house. 这句话的意思是在购买房屋之前,我需要满足贷款的要求。这里的qualify表示达到某个标准或条件,才能获得贷款。 2. She was able to qualify for the Olympics after months of training. 这句话的意思是经过数月的训练,她成功地晋级奥运会。这里...
FHA loans may offer homebuyers more flexible lending requirements and a lower down payment. Learn how to get an FHA loan, the pros and cons and how to qualify.
So, you're ready to take the leap and become a home owner. For most of us, homes come with mortgages. These large loans take decades to pay off and cost thousands of dollars in interest, but they make it possible to purchase a house you'd otherwise be unable to afford. Unfortunately,...
Before approving you for a home loan, lenders may look at your income, assets, and credit score. These tips could boost your chances of getting a mortgage.
Discover basic requirements for a home equity line of credit to be an option and learn how to qualify for a HELOC with your local lender, WaFd Bank.
Can I get a home with a 500 credit score? Technically, yes, though it is difficult. Because there is no law stipulating a minimum credit score needed to buy a house, a lender can, generally speaking, offer loans at their discretion, no matter the borrower’s credit history. Still, it’...
Why am I not eligible for a discount if my house is not a raised or other foundation type? If your house's foundation is not one of the types listed above, it is likely categorized as slab, which typically is a four- to twelve-inch concrete layer that is poured directly ...
challenges, including rising mortgage rates, high home prices and limited inventory. However, that doesn't seem to scare off young Americans — in fact, 71.5% of Gen Zers plan to buy their first home in the next one to six years, according to aRocket Mortgage surveyfrom earlier this year...
Loan sizes vary a lot by location since house prices vary so much by location. In San Francisco County, for example, a USDA Guaranteed Loan could reach up to $1,209,750. USDA property requirements – Updated for 2024 Homes financed through the USDA loan program must meet the USDA’s ...
FHA loans can be a good choice for first-time homebuyers because, in addition to their less stringent credit requirements, you can make adown paymentas low as 3.5% in some cases or 10% in others.65FHA loans are also subject to limits. In 2025, for example, the limit on a single-fami...