What Credit Score Is Needed for a VA Construction Loan? As part of the loan approval process for a VA construction loan, your lender will examine your credit report and score to determine your risk level as a borrower. Most VA-approved lenders require a minimum credit score of 620, but th...
Certificate of eligibility:You'll need a certificate of eligibility, or COE, which shows lenders that your service history and duty status qualifies you for a VA home loan. You can apply for a COE through the VA's website or by mail. Credit score and DTI:The VA does not set a minimum...