'LoanOriginationQuarter','LoanFirstDefaultedCycleNumber','LoanCurrentDaysDelinquent', 'LP_CustomerPayments','LP_CustomerPrincipalPayments','LP_InterestandFees','LP_CollectionFees', 'LP_ServiceFees','LP_GrossPrincipalLoss','LP_NetPrincipalLoss','LP_NonPrincipalRecoverypayments'], axis=1,inplace=True)...
冗余的编号列:ListingKey, ListingNumber,LoanNumber等。 仅与投资人相关列:LP_CustomerPayments,LP_ServiceFees等。 #删除无关列 df = df.drop(['ListingKey', 'ListingNumber','LenderYield', 'EstimatedEffectiveYield', 'EstimatedLoss', 'EstimatedReturn','LoanKey', 'LoanNumber', 'MemberKey','LP_Custo...
3.2.5 TotalProsperLoans的数据转化 根据Prosper的贷款次数TotalProsperLoans,分成新客户(次数为0或NA)和老客户(次数大于0) #定义函数,将大于0次的定义为老用户,反之新用户 def switch_data3(x): if x>0: y='Previous Borrower' else: y='New Borrower' return y #创建新的列,将新老用户添加到新的列中 ...
Excellent customer service Luz Stumbo 3 days ago Prosper us very responsive and customer service is knowlegable about procedures ESTABLISHED SINCE 2005 2M + TRUSTED CUSTOMERS Online loans, and so much more Find a range of financial solutions includingcredit cards,personal loans,HELOCsandHELoans,investi...
data.drop(["LoanCurrentDaysDelinquent","LoanFirstDefaultedCycleNumber","LoanMonthsSinceOrigination","LP_CustomerPayments","LP_CustomerPrincipalPayments","LP_InterestandFees","LP_ServiceFees","LP_CollectionFees","LP_GrossPrincipalLoss","LP_NetPrincipalLoss","LP_NonPrincipalRecoverypayments"],axis=1,in...
Customer Experience4.7Online access but only Mon-Friday customer service is available. Transparency5.0Prosper outlines all fees and most requirements. Methodology Bankrate's trusted personal loans industry expertise Read our full methodology 48 years in business ...
I like this bank they give me a loan you pay it back and they keep your credit very well. Customer service is very nice. Sometimes I had to get them on the phone to get to the right person to talk to besides that everything is really good if you’re going to take a loan take ...
Prosper was the first to enter the peer-to-peer lending market and offers unsecured personal loans to borrowers through an entirely virtual process.
1.1.1. A new Prosper borrower must be a U.S. resident in a state where Prosper loans are available, and must have a bank account, a Social Security number, and a credit score of at least 640. Prosper uses Experian to obtain credit scores. Depending on their qualifications, approved borr...
LendingClub (NYSE: LC) offers an online peer-to-peer lending platform. The company offers a range of services, including personal loans, auto refinancing, and full-service banking, providing customers with options for borrowing, spending, and saving. It primarily serves the banking and lending se...