Compare the pros and cons of HMO and PPO health plans, and learn how Direct Primary Care (DPC) offers a personalized healthcare option.
Preferred provider organization (PPO)plans are the most common type of plan among U.S. workers who are covered through their employers, according to research firm KFF. Approximately 47% of covered workers are enrolled in a PPO in the most recent survey, versus 13% enrolled in an HMO. Anothe...
, the POS plan will pay more toward an out-of-network service if the primary care physician makes a referral than if thepolicyholdergoes outside the network without a referral. The premiums for a POS plan fall between the lower premiums offered by an HMO and the higher premiums of a PPO...
Another type is a PPO (Preferred Provider Organization), which lets you go to physicians and hospitals that aren’t in its network. You’re more likely to owe a plan premium than with an HMO and you’ll pay extra for out-of-network providers. But you won’t need a referral to see ...
There isn’t a simple answer because Medicare Advantage plans have key features that many people find attractive and other characteristics that may not match with your personal preferences and/or lifestyle. Let’s take a closer look at some of the important pros and cons of Medicare ...