Property damage claims, unlike personal injury claims, solely cover losses to personal property, with separate claims needed for incidents causing both property damage and personal injury, a key aspect to consider when filing with your homeowners insurance in Florida. To file a property damage insuran...
Real estate developers (CasesProperty (CasesInsurance industry (CasesAuto-Owners Ins. Co. v. Carl Brazell Builders, Inc., 356 S.C. 156, 588 S.E. 112 (S.C. 2003)Stempel, Jeffrey WAmerican Risk and Insurance Association, Inc.journal of risk & insurance...
MSA, cross-moved for summary judgment on whether MSA had a duty to indemnify R.C. Havens. Among the issues raised was whether the homeowners’ losses were covered under the policy as “property damage” caused by an “occurrence.” A Superior Court judge ruled for MSA on all the...
Innumerable factors, including toilet leaks, burst plumbing pipes, leaky water heaters and rainwater have the potential to cause significant water damage. Restoration is the solution to many water damage scenarios. Homeowners are at an advantage when they understand the nuances of water damage restorati...
landlords in the event that they are found legally responsible for injuries or property damage sustained by others. This coverage extends to incidents that occur on the rental property premises, such as slip-and-fall accidents, dog bites, or accidental property damage caused by the landlord’s ...
6 Risks to watch in 2025 Corey Dahl|December 31, 2024 From climate to tech, here's what to keep an eye on. Slideshow Where are the highest property taxes in the U.S.? Michael S. Fischer|December 30, 2024 Here's where homeowners pay the most, relative to their home values. ...
Your business could be forced to close and declare bankruptcy after a huge loss if you lacked the proper coverage. A ruined reputation: If a customer suffered personal property damage at the hands of your business, the negative publicity could also harm your business’s chances of survival. ...
Before you dig for the marker, be sure you know the location of any buried wires or irrigation systems to avoid causing damage. The universal phone number for U.S. homeowners to request buried utility information is 811, and with a few days' notice, someone from your local utility company...
snowmobiles and more. These policies provide property insurance to cover the cost of repairs to your vehicle from damage and provide casualty insurance through financial liability coverage for the operator. For instance, if you accidentally rode your snowmobile through someone’s backyard fence, the ca...
HomeRiver Group® Savannah provides residential property management services to homeowners and investors throughout Savannah and the surrounding areas. Address: 3675 Crestwood Pkwy Ste 400, Duluth, GA 30096 Phone: 770-998-9300 Service Types: Residential only Years in Business: 16+ years Rentals Man...