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then coming to the closing of my lease (i needed two more payments) i made a one time payment on a day that wasn’t scheduled and they accepted the money but i still had two pending payments. i called to see if the credit could be put to the payments and they told me no. i ...
However, it’s not always the case that you only have to pay for the coinsurance. If the service availed has a copay, then you would have to pay the coinsurance on top of the copayment. Upon reaching the out-of-pocket limit for that year, you no longer have to pay for both coins...