Business Loans Typically, small and medium-sized start-up businesses require extra capital initially to ensure smooth operations. This situation is not unique to any specific kind of business and happens to all new companies that lack financially wealthy owners. Whether it is to help with the acqu...
Private lenders are individuals that provide direct lender personal loans to borrowers. Credit unions and banks are often considered to be in this category. While mortgage brokers are licensed to operate in some parts of the world, these companies can freely work in all countries. However, the ...
It takes money to make money, but not every entrepreneur or small business qualifies for a bank loan. If that applies to you and you need capital to launch or grow your business, you may consider turning to private funding. These alternative sources to bank loans can provide your business ...
The paper,based on the sample survey on the willingness to lend of the residents and the status of debit and credit for some SMEs in Hangzhou, probes into the present situation of the development of private loans for SMEs in Hangzhou. 展开 ...
BEIJING, Feb. 25 (Xinhua) -- Chinese authorities on Monday demanded increased financial support for private firms, requiring major state-owned banks to target faster growth in loans to small and micro businesses. Large state-owned lenders should see their loans to small and micro firms borrowing...
According to the statistics of the Zhejiang banking regulatory bureau, as of the end of 6, the balance of loans of small business loans of banking financial institutions in the province was 12939 billion yuan, ranking the first place in the country, an increase of 109 billion 200 million yuan...
Some lenders feature special loan programs for business, law or medical school. Parent loans. Lenders offer these to parents of students. Some families have an informal agreement that the child will make loan payments after graduating, but the legal responsibility to repay the loan falls on the ...
The bank has also offered a wider variety of products allowing companies to receive loans by using accounts receivable, trademark rights, patent rights and equities as collateral. According to the operation office of the central bank, small and micro enterprises in Beijing have received 258.83 billio...
Secondly, the credit risk evaluation index system of petty loans for small private business, which reflects the characteristics of small private businesses, is established based on an empirical study of a Chinese national commercial bank's 2157 petty loan samples from 30 provinces. 展开 ...
To explore new business models, banks could start by building greater insight into the specific types of loans they originate that are most attractive to other investors based on yield, risk, and specific investor preferences. Using these insights, banks could then examine their balance sheets end...