Now, you have to figure out what is the present value of the $50,000 times 22 years discounted by 4% and then compare it with the million bucks. There are basically 2 ways to do this. Use a financial calculator. Use an annuity table....
36 The proximity of oral metagenomic profiles measured in 1H13 and modern individuals (Figure 2A) is in line with the reduced fraction of unclassified and environmental microbes in this sample but may also indicate that microscopic calculus remained undetected and was co-extracted with the tooth ...