While receiving these offers may seem harmless, there are some effects to consider. One of the main concerns is the potential impact on your credit score. Each time a lender or credit card company sends out a prescreened offer, it is considered a “soft inquiry” and does not affect your ...
The main goal of the study was to compare the effectiveness of the different versions of the opt-out notice in communicating the messages that consumers can opt out of prescreened offers, and how they can do so (i.e., by calling a toll-free number or mailing an opt out request to a...