Not everyone is eligible for a personal loan. During the pre-qualification process or after undergoing a hard credit inquiry, you may find out that you don't qualify. Common reasons forloan denialsinclude: You have bad credit: If you have poor to fair credit, meaning a score of 669 or ...
The credit card application rules do vary by bank. And some signup bonus restrictions vary by which credit card you are applying for. Do not waste a credit inquiry by applying for a rewards credit card that you are not eligible to get approved or to receive the sign-up bonus. W...
Tips for qualifying for a mortgage Here are some things to consider before you start the mortgage loan prequalification process: Improve your credit. Check your credit report and resolve any errors. Make your payments on time and reduce your credit card balances. Lower your debt-to-income ratio...