One of the first welcome bonus restrictions in credit card bonuses was the American Express “once per lifetime” rule. This rule prohibits an application from receiving the bonus from a rewards credit card if they have ever received the bonus before. Applicants who’ve had the bonus ...
Hard credit inquiriesoccur when you submit a complete loan application, and these can have a small negative effect on your credit. Conversely, pre-qualifying uses a soft credit inquiry, which does not impact your credit, allowing you to shop around without worrying about hurting your credit.1 ...