“Prepaiddebitcard”意思是：预付卡。一、发卡机构不同 借记卡：借记卡是由银行发放的银行卡。预付卡：预付卡是由发行机构发行的，是一种消费者对发行机构的债权凭证，例如购物券或消费卡。二、发卡目的不同 借记卡：借记卡是持卡人申请用于存款、使用的银行卡。预付卡：预付卡是发行机构以盈利为目的...
“Prepaid debit card”意思是：预付卡。一、发卡机构不同 借记卡：借记卡是由银行发放的银行卡。预付卡：预付卡是由发行机构发行的，是一种消费者对发行机构的债权凭证，例如购物券或消费卡。二、发卡目的不同 借记卡：借记卡是持卡人申请用于存款、使用的银行卡。预付卡：预付卡是发行机构以盈利为目...
Prepaid debit card，即预付卡，与借记卡有着显著的区别。首先，发卡机构不同：借记卡由银行提供，而预付卡则是由发行机构发行，本质上是消费者对发行者的债权。其次，发卡目的和功能各异：借记卡旨在满足存款和日常消费，而预付卡则是为了鼓励消费者在特定机构消费，功能相对有限，只能用于支付。借记卡拥...
debit card，一般商业银行都有发行，而且银联也直接发这种卡。prepaid card，国内很多大型超市、商场有发行，如沃尔玛卡、家乐福卡、联华卡等等，很多，都属于这个性质。区别：debit card，先用后还。prepaid card，先存后用，不能透支。
That said, you may want to use a prepaid card over a debit or credit card if you have a history of overspending. Giving yourself a tangible limit (the money you load onto the card) is a good way to help you stick to your budget. ...
You just have to put money on the card first. Once the money is spent, you can’t spend anymore — only after reloading. With prepaid cards, you don’t necessarily open a current or debit account. The payment provider will set up an electronic wallet with an online account (also known...
Prepaid cards and debit cards can help your control your spending. Compare the best prepaid credit cards and apply online at CreditCards.com.
Prepaid cards work similarly to debit and credit cards, however, there are a few key differences to keep in mind before opting in.
A prepaid debit card can be used like a credit card, but you can only spend as much money as you have loaded on the card. Many of these cards come with significant fees.
Secured cards are primarily for building credit rather than spending. Prepaid debit is a tool for budgeting and convenience, but doesn't affect your credit.