Pre-tax vs Roth 401k contributions - both types of plans have advantages and disadvantages depending on your view on future taxes.
While not as tax-advantageous, there are several post-tax deductions employees can voluntarily choose. The most common types are for: Life insurance policies for supplemental coverages or dependents ROTH 401(k) savings Job expenses, such as for uniforms or union dues Frequently Asked Questions Abou...
Also, paying our mortgage off early isn’t coming at the cost ofretirement savings. We’re both maxing out ourRoth IRA‘s and contributing to our 401K’s. Last, we have anemergency fund. If something did happen, like a job loss, we can stop prepaying the mortgage and use our emergenc...