For most people, if you qualify for the credit card you’ve applied for, you will be approved instantly. People who are borderline or run afoul of the bank’s credit card application rules will be declined or have their application go to a pending status. Banks are cracking down ...
Yes, you can pre-qualify for a personal loan without undergoing a hard credit check. Most lenders usesoft credit inquiries, which don’t affect your credit score. Does Pre-Qualification Guarantee a Loan? Loan pre-qualifications are not guarantees; when you submit a full application, you may ...
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MoneyTips Writer Think of our writing team like your Yoda, with expert finance advice you can trust. MoneyTips explains concepts simply, without bells and whistles or formality, to help you live your best financial life. Reviewed BySandra Kenrick ...
I didn’t think I’d actually qualify, since I’ve never had a credit card before and I barely have any credit history, but they gave it to me anyway. I guess “platinum” doesn’t really mean much when it comes to charge cards. I probably should just roll with Paypal for Hobby ...