The process for applying for a life insurance policy is similar to whether or not you have a pre-existing condition. For some policies, a company may waive a medical exam if you are young and in good health, while if you have a pre-existing condition they may require the exam. If you...
In this guide, we will discuss whether you can get life insurance with pre-existing conditions, and how those conditions could affect your life insurance policy. What is a pre-existing medical condition? A pre-existing medical condition can be anything that has been diagnosed before you apply ...
Getting life insurance for pre-existing medical conditions is only slightly more effort than getting approved for life insurance without pre-existing conditions. Having a past or current health condition in your medical record often doesn’t even result in a decline as a result of advances in medi...
A common query we receive is how to approach insurance with a pre-existing medical condition. In fact, about 50 percent of our clients looking for medical insurance come with a pre-existing medical condition. We understand that medical conditions differ, some are minor while others can be diffi...
In addition, after joining this voluntary medical insurance scheme, any medical condition existing before the policy is taken out would be excluded [...] legco.gov.hk 此外,參與這自願醫療保險計劃 後,之前的 疾病有1年是不包括在內的,即如果剛發覺自己患有cancer才立即購買保 險,那麼,保險公司...
If your beloved pooch or kitty has a pre-existing medical condition, you might find it harder to get pet insurance that covers that particular issue. If you do find an insurer that provides cover, you’re likely to pay more for your premiums. Our guide explains everything you need to kno...
Here’s what you need to know about getting pet insurance that covers pre-existing conditions.More: Best pet insurance companies What are pet pre-existing conditions in pet insurance?A pre-existing condition refers to a medical condition that existed prior to the start of your pet insurance ...
If you have a pet with pre-existing medical conditions then you can generally expect that an insurance provider won't cover those specific issues. But what exactly is a pre-existing condition? "A pre-existing condition is anything that happens before you enroll or during the waiting period,"...
"Long-term care insurance policies require medical underwriting, where insurance companies evaluate your health history and current medical condition," says Susana Zinn, an independent life insurance agent in Miami Beach, Fla. "Pre-existing conditions will surely affect eligibility for coverage." ...
A preexisting condition is a known illness, injury, or health condition that existed before someone enrolls in or begins receiving health or lifeinsurance. This includes illnesses such as heart disease, diabetes, cancer, and asthma.1The majority of these conditions are generally considered to be ...