If your beloved pooch or kitty has a pre-existing medical condition, you might find it harder to get pet insurance that covers that particular issue. If you do find an insurer that provides cover, you’re likely to pay more for your premiums. Our guide explains everything you need to kno...
"The presence of a pre-existing condition merely means that the insurer may not reimburse you for any treatments directed toward that specific ailment. You may still opt to seek treatment for that condition, and you may still be compensated for treatments of other conditions affecting your pet."...
A pre-existing condition refers to any illness or injury that occurred before you bought your pet's policy or during your waiting period. The waiting period is the time between when you buy insurance and when coverage begins. Insurance companies put this rule in place to prevent you from ...
In fact, there is awaiting periodbefore you are accepted into a pet insurance plan that is specifically for that reason; to make sure your pet does not have any condition that you haven’t yet disclosed. How each pet insurance company defines a pre-existing condition varies from one to anot...
For instance, if your dog or cat is diagnosed with a heart condition and you decide to purchase a pet insurance policy a few weeks later, the pet insurance company will consider it a pre-existing condition and likely not cover it. Not all pet pre-existing conditions are equal, however. ...
And don't hesitate tospeak with a pet insurance professionalwho can help you build a cost-effective but reliable policy. If your pet doesn't have a pre-existing condition, there should be few, if any, roadblocks to qualifying for coverage. Still, you'll want to work with an affordable ...
Pet insurance can help to reduce the veterinary care costs that you face during your pet's lifetime. But when your pet has a pre-existing condition, pet insurance gets complicated and may no longer be the best option. Pre-existing conditions are significant problems or conditions that your pe...
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OWNING a pet can set you back more than a round-the-world cruise on the QE2Insurer Churchill have calculated that feeding, grooming and generally caring for the average mongrel takes almost pounds 21,000 over its lifetime, while a pedigree dog such as a Great Dane could cost you more ...
Have you ever wondered how private health insurance handles pre-existing conditions? What even defines a pre-existing condition? No matter the reason why you are trying to navigate the world of healthcare, our guide will shed light on what pre-existing conditions are, their relevant waiting ...