The pre-approval letter will state the mortgage amount and purchase price the buyer is qualified to pay. Mortgage pre-approval letters will usually display the type of mortgage program. Companies will also provide the down payment amount, interest rates, and their contact infomation. The Loan Esti...
The process for buying a preforeclosure home is similar to buying any home listed on the market. You'll want to include a mortgage pre-approval letter before making the offer. The seller and lender (in the case of a short sale) will want to be sure you can afford the amount you're ...
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First, it is important to understand the difference between being pre-approved and pre-qualified. Apre-qualificationsimply is an estimate to determine how much you can spend on a home purchase, but it is not a guarantee that the lender will approve financing. By contrast, apre-a...
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mortgage pre-approval and, in some cases, proof of funds to show that you’re a serious buyer. In many hot housing markets, sellers have an advantage because of intense buyer demand and a limited number of homes for sale; they may be less likely to consider offers without pre-approval ...
A pre-foreclosure home that a borrower puts up for sale is typically referred to as ashort sale. The sale can be a private transaction between the homeowner and the buyer, but the buyer’s offer usually must be approved by the bank before the sale can be finalized. The purchase price ma...