第11章保险(Insurance)保险是商务活动中经常要涉及的一项业务,对投保的一方利益有一定的保护作用,也使得投保人能尽可能减少经营活动中遭受意外的损失。保险涉及的事务及相关知识较多,也较为繁杂。但主要包括以下程序和内容:①申请保险(Applyingforinsurance);②答复保险要求(Replytoarequestforinsurance);1③要求附加保险(...
kindsofperils风险种类Inmarineinsurance,perilsaregenerallyoftwo kinds.1.Perilsofthesea海上风险（又称海难）（1）Naturalcalamities海上发生的自然灾害 Naturalcalamitiescovervileweather(恶劣气候)，thunderandlightening(雷电)，tsunami(海啸，tidalwaves),earthquake,floodsandotherirresistibledisasters.（不可抗拒的灾害）6 ...
11 BasicKnowledge Average Ininsurance,theword“average”meansexpensesorlossbydamageofshiporcargointhecourseofseatransportationduetonaturalcalamitiesandaccidentsandextraneousrisks.12 BasicKnowledge InsuranceCover/Coverage保险险别PICCprovidesthreebasictypesofinsurancecover 13 BasicKnowledge ...
2.Partial Loss means that the loss to the goods is only partial. Particular Average单独海损 General Average 共同海损 *** Average损失*** In insurance , the word “average” means expenses or loss by damage of ship or cargo in the course of sea transportation due to natural calamities and ...
37、w, which is material to the risk, that is, every circumst- ance which would influence the judgment of a prudent ins- urer in fixing the premium, or determining whether he will take the risk. Representation means a statement made to influence opinion or action. Every material representati...
In other words, it means WPA plus additional risks, or extraneous risks, risks not incidental to transport by sea. Part I Part II Part III Part IV Warm-Up Prepare for the Negotiation on Insurance Getting to Know Insurance Clauses Negotiating the Insurance Issue Summary * Content Layouts * ...
Carrier means any person who, in a contract of carriage, undertakes to perform or to procure the performance of transport by rail, road, air, sea, inland waterway or by a combination of such modes. 31 FCA与FOB术语 比较 基本原则相同 但: *适合于各种运输方式 *买卖双方风险、费用分割点为货交...
Whybuyinsurance?DemandforinsurancedrivenbythefearoftheunknownHedgeagainstrisk--thepossibilityofbadoutcomes PurchasinginsurancemeansforfeitingincomeingoodtimestogetmoneyinbadtimesIfbadtimesavoided,thenmoneylostEx:Theindividualwhobuyshealthinsurancebutnevervisitsthehospitalmighthavebeenbetteroffspendingthatincomeelsewhere....
LifeInsurance Introduction Lifeinsuranceproducts SomeadditionalfeaturesofLifeinsurancepolicies Whatdoesitcost? Thepayout. 其他种类的寿险 决定保险费的因素 赔付 -2 Discussion Whydomanypeopledislikethinkingabout unexpecteddeath? Whyisitsoimportanttohavefinancial ...
Idon’tbelievethatstickingtoabudgetmeansyouaren’tallowedtodoanythingthatmakesyouhappy.Ofcourse,there’salimittowhatyoucandowhilestilllivingwithinyourmeans.But ;that’swhyit’simportanttocreateabudgetthatworksforyourlifestyle.Ifyoulovetraveling,youdon’thavetobreakthebanktomakeithappen.Setmoneyasideeverymonth...