The key difference is that HMO plans require a primary care doctor and referrals, whereas PPO plans offer more freedom but at a higher cost. HMO plans have a smaller network of doctors and require you to stay within that network for coverage, except in emergencies. You must choose a primary...
HMO, EPO, and PPO Frequently Asked Questions What’s the difference between in-network coverage and out-of-network coverage? Each time you seek medical care, you can choose your doctor. You have the choice between anin-network and out-of-network provider. When you visit an in-network docto...
POS provides in-network care like HMO, but also allows patients to receive out-of-network care under certain circumstances. POS plans are typically gated, meaning a member must choose a primary care physician who is the “point of service.” However, this is not always the case. As with P...
Compare the pros and cons of HMO and PPO health plans, and learn how Direct Primary Care (DPC) offers a personalized healthcare option.
When it comes to health insurance, identifying the differences between an HMO and a PPO can be challenging. You’ve probably heard of HMOs, PPOs, and perhaps some other acronyms. But what are they? What’s the difference between them? And, more importantly, how do you decide which is the...
What’s the Difference? For starters, HMO means “Health Maintenance Organization” and PPO means “Preferred Provider Organization.” There are also some key differences between HMO vs. PPO insurance. Key Differences: HMO vs. PPO Insurance ...
Find out whether an HMO or PPO is right for you so you can pick the best health insurance coverage for you and your family.
There's no perfect health plan type. Each one is just a different balance point of benefits vs. restrictions and spending a lot vs. spending less. Understanding the difference between PPO, EPO, HMO, and POS is the first step toward deciding how to pick the health insurance plan that will...
What’s the difference between an HMO and a PPO? An HMO (health maintenance organization) plan is another common type of health plan. HMO plans only cover services you get from a network provider, except for emergency care. That means if you see an out-of-network provider...
Preferred Provider Organization (PPO) vs. Health Maintenance Organization (HMO) In contrast to PPOs,health maintenance organization(HMO) plans require participants to receive healthcare services from a network of assigned providers. The insured must first choose a PCP from the network, and the PCP ...