HMO (Health Maintenance Organization) 这是最常见的保险计划之一,必须选择一位 Primary Care Physician(就是家庭医师),要看专科的话,必须先到家庭医师那边拿 Referral 转诊(只有急诊与妇产科可以直接就诊,不需要referral),而这些专科医师都必须是网内的医生。保
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Find out whether an HMO or PPO is right for you so you can pick the best health insurance coverage for you and your family.
PPO Insurance vs. Other Insurance Types When choosing a health insurance plan, it’s essential to understand the differences between the various options available to you. PPO plans offer unique benefits and drawbacks compared to other types of health insurance, such as HMOs, EPOs, HDHPs, and PO...
PPO members also often have to pay co-insurance, which is a percentage of the total cost of the healthcare, even after they reach the deductible. HMO members do not usually have deductibles or co-insurance payments. Both a PPO and an HMO may require co-pays, a set fee for each health...
Get help choosing between a Health Maintenance Organization (HMO), Exclusive Provider Organization (EPO), and Preferred Provider Organization (PPO) plan. What are HMO, PPO, and EPO plans? It can be difficult knowinghow to choose the right health insurance plan. Before we compare HMOs, EPOs, ...
What are PPO and HMO Group Insurance Plans? HMO, or Health Maintenance Organization, plans facilitate coverage through a primary care provider (PCP) from your employee’s choice of physicians within our network. PPO, or Preferred Provider Organization, plans usually carry a higher monthly premium ...
There's no perfect health plan type. Each one is just a different balance point of benefits vs. restrictions and spending a lot vs. spending less. Understanding the difference between PPO, EPO, HMO, and POS is the first step toward deciding how to pick the health insurance plan that will...
Find Medicare dental insurance plans Keep in mind PPO plans are just one type of health insurance plan available for individuals and families. The other three basic kinds of networks and health plans includeHMO,EPOand POS health plans. Do your research to understand the pros and con...
PPO plans are more comprehensive in their coverage and offer a wider range of providers and services than HMOs. However, the costs associated with PPOs include higher insurance premiums, copays, and deductibles. Choosing between a PPO and an HMO generally involves weighing one's desire for greate...