The payee has the responsibility to negotiate the check, either by taking it to their bank and cashing it or depositing it in an ATM or other service location, or depositing it through a mobile banking app on their phone. If they do this in a timely manner, the check clears, and the...
when depositing government checks, cashier’s checks, certified checks, and official checks, the funds must be available the next business day. This is also true for in-house checks (also called "on-us checks"), meaning you’re cashing a check at the same bank that issued the check. All...
PNC Bank to Fingerprint Noncustomers Cashing Large Checks in New Jersey.(Originated from Asbury Park Press, N.J.)Klein, Steve
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