What is the Difference Between a Fraud Alert and a Credit Freeze? READ MORE What Should I Do If I Become A Victim of Identity Theft? READ MORE How to Spot and Avoid Phishing Scams READ MORE What You Need to Know: The credit scores provided are based on theVantageScore® 3.0 model. ...
but because I had been traveling overseas I hadn’t bothered to freeze my credit. When I tried to do so after the hack, I found that an already difficult process had become nearly impossible. Equifax’s site was only partly operational, and its phone lines were jammed. Desperate, I signed...
Fraud alert vs credit freeze Fraud alerts and credit freezes are two options consumers have when they suspect fraud, and both are free to place and remove on your credit report. While a fraud alert advises creditors and lenders to use caution when opening new credit lines, a credit freeze re...